UPSTVSXP• 3 Months (Normalized)

UPST vs XP (Upstart Holdings Inc. vs XP Inc.)

Showing Closing Date Range from Jul 9 to Oct 7, 2026.

Normalized cumulative comparison anchored at 0.00% baseline to illustrate pure alpha, return divergence, and market momentum.

UPST Performance $24.02
-27.72%
Upstart Holdings Inc.
Normalized Baseline0.00%
XP Performance $29.53
+79.95%
XP Inc.
Normalized Baseline0.00%
Alpha Spread Margin XP LEADS
-107.67 pts
XP outperforming by 107.67 percentage points
UPSTXP
Spread Trajectory3 Months (Normalized)

Cumulative Performance Trajectory

Interactive divergence comparison normalized at 0.00% on start date.

UPST XP

Comparative Historical Ledger

Daily closing prices, normalized percentages, and relative spread divergence.

Historical Quotes & Breakdown(64 dates)
DateUPST PriceUPST Gain (%)XP PriceXP Gain (%)Spread
Oct 07, 2026$24.02-27.72% $29.53+79.95% -107.67%
Oct 06, 2026$23.86-28.20% $29.73+81.17% -109.37%
Oct 05, 2026$24.35-26.72% $28.15+71.54% -98.26%
Oct 02, 2026$22.81-31.36% $21.50+31.02% -62.38%
Oct 01, 2026$22.95-30.94% $21.17+29.01% -59.95%
Sep 30, 2026$22.99-30.82% $21.00+27.94% -58.76%
Sep 29, 2026$23.14-30.36% $20.27+23.52% -53.88%
Sep 28, 2026$23.03-30.70% $20.23+23.28% -53.98%
Sep 25, 2026$23.81-28.35% $20.51+24.98% -53.33%
Sep 24, 2026$24.64-25.85% $20.52+25.05% -50.90%
Sep 23, 2026$24.45-26.42% $20.88+27.24% -53.66%
Sep 22, 2026$-$21.21+29.25% -
Sep 21, 2026$25.58-23.02% $20.78+26.63% -49.65%
Sep 18, 2026$25.00-24.77% $20.01+21.94% -46.71%
Sep 17, 2026$24.77-25.46% $20.19+23.03% -48.49%
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